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Medicare Supplement Insurance Comparison

Compare long-term costs of Medicare Supplement Insurance plans with accurate projections.

Plan GComprehensive coverage with only Part B deductible
Plan NLower premiums with small copayments
High Deductible Plan GLowest premiums with higher annual deductible
Find Medigap Premiums

Plan G

Annual Premium:

Part B Deductible:

Total Annual:

Plan N

Annual Premium:

Part B Deductible:

Copays:

Total Annual:

High Deductible Plan G

Annual Premium:

Est. Out-of-Pocket:

Total Annual:

Cumulative Costs Over 25 Years

Total accumulated costs from age to

Estimated Yearly Costs

Estimated Cumulative Costs

Year Age Plan G Plan N High Deductible G
Benefit Plan G Plan N High Deductible G
Part A coinsurance and hospital costs✓✓✓*
Part B coinsurance or copayment✓✓**✓*
Blood first 3 pints✓✓✓*
Part A hospice care coinsurance✓✓✓*
Skilled nursing facility coinsurance✓✓✓*
Part A deductible✓✓✓*
Part B deductible✓×✓*
Part B excess charges✓×✓*
Foreign travel emergency✓✓✓*

Data Sources

Part B deductible projection: 6.76% annual increase.
Part B premium projection: 6.72% CAGR, starting at $202.90/month.
Current Part B deductible: $283.
Current High Deductible Plan G deductible: $2,950.
Plan N copays: $20 office visits and $50 ER visits.

Assumptions

Plan G default increase: 9%. Plan N default increase: 7.5%. High Deductible Plan G default increase: 4%. High Deductible Plan G out-of-pocket spending increases 5% annually and is capped by that year’s deductible limit.

Important Disclaimer: This calculator provides estimates for illustration purposes only.