Terms of use

Who we are

This website is operated by Baby Boomer Rescue, a brand of Deschenes Financial Services Inc., a licensed insurance agency based in San Antonio, Texas. “We”, “us” and “our” mean Deschenes Financial Services Inc. By using this site you agree to these terms. If you do not agree, please do not use it.

Information, not advice

The articles, guides and tools on this site explain retirement, Medicare and life insurance in general terms. They are not legal, tax or financial advice and they do not describe any one policy in full. Coverage is governed only by the policy a carrier issues, including its exclusions and limits. Talk to a licensed agent about your own situation before you buy or cancel anything.

Quotes and coverage

Prices, plans and benefits shown or discussed on this site are estimates. A quote is not an offer of coverage, and no coverage is in force until an insurance company accepts your application and issues a policy. Carriers make their own underwriting decisions, and plan availability depends on where you live.

Contacting you

When you send a form on this site and tick the consent box, you agree that a licensed agent may contact you about your request by phone, text message or email at the details you gave, including by automated means. Consent is not a condition of buying anything. Message and data rates may apply. Reply STOP to any text, or tell us, and we will stop.

Using this site

  • Give accurate information in forms, and only about yourself or someone who has authorised you.
  • Do not try to break, overload or gain unauthorised access to the site, its forms or its servers.
  • Do not scrape, copy or republish the site’s content in bulk without written permission.

Our content

The text, graphics, logos and videos on this site belong to Deschenes Financial Services Inc. or are used with permission. Carrier names and logos belong to their owners and appear only to identify the companies we work with.

Other websites

Links to carriers, government agencies and other sites are provided for convenience. We do not control those sites and are not responsible for their content or privacy practices.

Privacy

How we handle the information you give us is described in our privacy policy.

No warranty, and limits on liability

We work to keep this site accurate and available, but it is provided “as is”. To the extent the law allows, we are not liable for losses arising from use of the site or reliance on its general content. Nothing in these terms limits any right you have under Texas insurance law or any duty we owe you as your agent.

Governing law

These terms are governed by the laws of the State of Texas. Any dispute about them will be heard in the courts of Bexar County, Texas, unless the law requires otherwise.

Changes and contact

We may update these terms; the date below shows the latest version. Questions: mark@babyboomerrescue.com or 210-858-8200.

Last updated: October 2026.